Welcome to Planning Services
Since 1983, Planning Services has been providing employee benefit plans (group health, dental, vision and more) for companies of all sizes from as small as a 2 person start-up company to over 6,000 employees offering both fully insured and self insured plans. Our experience and expertise allows us to design a plan specifically to meet your needs and requirements. As your business grows and changes, we are able to make sure your plan keeps up with those changes to best serve you and your employees. Planning Services understands the importance of offering quality employee benefits and knows how to assist you to ensure your level of benefits are maintained at the most competitive rates available. Some of the ways we accomplish this are through thorough plan exploration, aggressive rate negotiation, employee education, and facilitation of health fairs and wellness programs.
Complete List of Services
- HMO (Health Maintenance Organization)
- PPO (Preferred Provider Organization)
- EPO (Exclusive Provider Organization)
- Point of Service Plans
- DMO (Dental Maintenance Organization)
- Prescription Drug Card Programs
- Mail Order Pharmacy Programs
- Short Term Disability Plans
- Long Term Disability Plans (Group, Carve-out & Split Dollar)
- High Limit Accidental Death & Dismemberment Plans
- Travel Accident Plans
- Dependent Life Insurance
- Occupational Injury Plans
- Wellness Programs
- Executive Medical Reimbursement Plans
- Profit Sharing Plans
- Pension Plans
- 401(k) Plans
- SEP (Simplified Employee Pensions)
- IRA (Individual Retirement Accounts) (Individual & Group)
- Accidental Death & Dismemberment (Carve Out Plans)
- Long Term Care Programs (Individual & Group)
- ESOP (Employee Stock Ownership Plans)
- IRC 403(b) Pensions (Non-profit organizations only)
- IRC 457 Deferred Compensation Plans
- Cafeteria Plans (IRC 125)
- Premium Only Plans
- Flexible Spending Accounts
- Medical Reimbursement
- Dependent Child Care
- Executive Deferred Compensation
- Split Dollar Plans for Executives
- Financial Planning for Employees
- Estate Planning for Executives
- Voluntary Programs
- Life Insurance
- Term
- Permanent
- Universal Life
- Accidental Death and Dismemberment
- Dental Plans
- Long Term Disability Plans
- Long Term Care
- Cancer Plans
- Hospital Indemnity Plans
- Accident Plans
Employee Benefit Outsourcing
Have you considered outsourcing the management of employee benefits for your company? As a full-service broker, we are able to supplement your HR staff by handling most of the administrative tasks and difficult questions surrounding employee benefits for your company. This model allows you to have the confidence behind your employee benefits administration at a fraction of the cost. It also enables your HR staff to focus on the many other pressing issues they face every day. The best part is (with the exception of COBRA and State Continuation Administration which we have one of the lowest rates) - these services are no additional cost to our clients!
