PLANNING SERVICES is a strategy development firm where employers can turn for  careful, up-to-date employee benefit plan design and implementation.  Since 1983,  Planning Services has been providing accurate and insightful information regarding the  latest cost savings ideas.  This creative design information has enabled companies to  realize enormous savings despite the continued increase in the cost of providing adequate  health care for employees and their families.  In addition to group health insurance programs such as medical, dental, and vision; we plan and implement the following diversified benefit plans and programs: 

HMO (Health Maintenance Organization)
PPO (Preferred Provider Organization)
EPO (Exclusive Provider Organization)
Point of Service Plans
DMO (Dental Maintenance Organization)
Prescription Drug Card Programs
Mail Order Pharmacy Programs
Short Term Disability Plans
Long Term Disability Plans
          Group
          Carve-out
          Split Dollar
High Limit Accidental Death & Dismemberment Plans
Travel Accident Plans
Dependent Life Insurance
Occupational Injury Plans
Wellness Programs
Executive Medical Reimbursement Plans
Profit Sharing Plans
Pension Plans
401(k) Plans
SEP (Simplified Employee Pensions)
IRA (Individual Retirement Accounts)
          Individual
          Group
Accidental Death & Dismemberment
          Carve Out Plans
Long Term Care Programs
          Individual
          Group
ESOP (Employee Stock Ownership Plans)
IRC  403(b) Pensions (Non-profit organizations only)
IRC  457 Deferred Compensation Plans
Cafeteria Plans (IRC  125)
          Premium Only Plans
          Flexible Spending Accounts
                Medical Reimbursement
                Dependent Child Care
Executive Deferred Compensation
Split Dollar Plans for Executives
Financial Planning for Employees
Estate Planning for Executives

Voluntary Programs

Life Insurance
          Term
          Permanent
          Universal Life
Accidental Death and Dismemberment
Dental Plans
Long Term Disability Plans
Long Term Care
Cancer Plans
Hospital Indemnity Plans
Accident Plans

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PLANNING SERVICES
16475 Dallas Parkway
Suite 320, Lock Box 154
Addison, Texas 75001-6835
(972) 713-7131
(888) 713-7131