Since 1983, Planning Services has been providing employee benefit plans (group health, dental, vision and more) for companies of all sizes from as small as a 2 person start-up company to over 6,000 employees offering both fully insured and self insured plans. Our experience and expertise allows us to design a plan specifically to meet your needs and requirements. As your business grows and changes, we are able to make sure your plan keeps up with those changes to best serve you and your employees. Planning Services understands the importance of offering quality employee benefits and knows how to assist you to ensure your level of benefits are maintained at the most competitive rates available. Some of the ways we accomplish this are through thorough plan exploration, aggressive rate negotiation, employee education, and facilitation of health fairs and wellness programs.
Complete List of Services
HEALTH PLANS
- PPO (Preferred Provider Network)
- HMO (Health Maintenance Organization)
- EPO (Exclusive Provider Organization)
- Cafeteria Plans (IRC 125)
- FSA (Flexible Spending Accounts)
- HSA (Health Spending Account)
- HRA (Health Reimbursement Account)
- Dependent Child Care
- Premium Only Plans
- Long Term Care Programs (Groups & Individuals)
- Cancer Plans
- Wellness Programs
DENTAL PLANS
- Dental PPO (Preferred Provider Network)
- DHMO (Dental Health Maintenance Organization)
VISION PLANS
DISABILITY, ACCIDENT & INJURY
- Short Term Disability Plans Long Term Disability Plans (Group Carve-Out & Split Dollar)
- Accidental Death & Dismemberment
- Accident Plans
- High Limit Accidental Death & Dismemberment Plans
- Travel Accident Plans
- Occupational Injury Plans
LIFE INSURANCE
- Voluntary Programs
- Dependent Life Insurance
- Term
- Permanent
- Universal Life
FINANCIAL PLANNING
- Profit Sharing Plans
- Pension Plans
- 401(k) Plans
- SEP (Simplified Employee Pensions)
- IRA (Individual Retirement Accounts- Individual & Group)
- ESOP (Employee Stock Ownership Plans)
- IRC 403(b) Pensions (Non-profit organizations only)
- IRC 457 Deferred Compensation Plans
- Financial Planning for Employees
EXECUTIVE PLANS
- Executive Deferred Compensation
- Estate Planning for Executives
- Split Dollar Plans for Executives
- Executive Medical Reimbursement Plans
Employee Benefit Outsourcing
Have you considered outsourcing the management of employee benefits for your company? As a full-service broker, we provide much of the employee benefits administration for our clients at little to no additional costs.
